Analyzing an Investment from a Value Point of View

The simple way to get a low-risk diversified exposure to the stock markets is to invest in a low-cost index fund. Now for those who want to take it further or can afford to take more risks, you can invest in individual stocks. These are in my opinion more interesting to dive into but as well more time-consuming as you will need to dive into more financial reports and business reading.
If that sounds exciting to you and want to get started with stock analysis, you are in good hands: Howie our guest writer for today will help us find and assess these underpriced stocks. … More Analyzing an Investment from a Value Point of View

Can you become financially free in Europe by reading US personal finance books?

In today’s episode, we will speak to my friend Daniel from Mr. Financial Freedom.

He is a 20-something from Germany and started his Personal Finance adventure only recently. It all started with stumbling upon a Personal Finance book in a bookstore while on holidays and here we are 3 years later discussing his clear plan on how to become financially free! … More Can you become financially free in Europe by reading US personal finance books?

What early retirement feels like and how to make your kids money savvy with Doug and Carol

In today’s episode, we will speak to my friend Doug Nordman (AKA “Nords”) and his daughter Carol Pittner.

Both of them have had military careers as navy officers (Carol is a reservist at the moment) and Doug has been retired since 2002 at age 41! Carol is currently in her late 20s and already rapidly approaching financial independence as well.

We will discuss what it feels like to be retired at a young age, how Doug worked his way towards Financial Independence before the FIRE movement was a thing. We will exchange both interesting and fun anecdotes with Carol on how it was to grow up in a money-savvy environment. Topics will include frugality, Financial Independence, financial literacy throughout childhood, investing in the stocks markets through various recessions,…so all in all a lot of valuable information brought to you in an easy to understand conversation. Even though I do not have kids myself I really like the topic of teaching kids about money, because childhood to me is where your core beliefs and thoughts about money (and other topics) will be shaped. So it all starts from there. … More What early retirement feels like and how to make your kids money savvy with Doug and Carol

Investing in the Stock Markets when you live in Europe with The Poor Swiss

In today’s episode, we will speak to my friend The Poor Swiss.

The Poor Swiss is a Swiss (duh!) blogger writing about his pursuit of Financial Independence. One of the ways he tries to achieve this is through investing in the stock markets.

When one looks for information in English on investing in the stock markets, one often stumbles upon articles/podcasts of our US friends telling all about investing in low-cost index funds like a Vanguard S&P500 fund. We will discuss if this approach makes sense for us here in Europe. We also discuss how and where to look for ETF’s and share reviews on European online brokers (DeGiro and Interactive brokers).

This episode is for you if you are living in Europe and want to know more about getting started with investing in the stock markets. … More Investing in the Stock Markets when you live in Europe with The Poor Swiss

How to Handle Your Finances During The Covid-19 Crisis

The Covid 19 or Coronavirus has been spreading rapidly at a fast pace across every country in the world. This has had a tremendous impact so far for the infected people, the way we live our daily lives, the global economy, and our finances.

Here are the topics I am discussing today :

The most important: Your health
Practicing gratitude every day. This is something I have been doing for a few years and for me, this has helped me to gain more mental strength a bigger desire to do good and less desire to do harm. Try it for one month and let me know how it went. This will also help you to be less subject to panic. And on that note I invite you to watch an excellent video on the topic by Matt D’Avella, How to deal with uncertainty. 
Emergency funds, the crucial piece of your personal finances in a crisis. Check out as well these excellent tips from my friend Jacob: Emergency Budget: How to Budget During a Pandemic.
 We’ll recap some useful financial definitions: Recessions, bear markets and Black Swan events.
Stock Markets: What should you do? Is it the right time to get started? Which stocks should I buy?
Let’s help each other, every little gesture can go a long way so let’s behave and care for our neighbors (let’s not behave like the douche that hoards 400 rolls of toilet paper at the supermarket,…)
More How to Handle Your Finances During The Covid-19 Crisis

DEGIRO Review: Low-Cost Stock Investing

If you live in Europe and have listened to some of the latest Podcast episodes about investing in stocks with my friends Leanna, Joseph and Sandy, you might be wondering which bank or broker to use. 

The common advice is to look for online brokers instead of banks as their fees are lower. These costs have a significant impact on your overall returns, so making sure you understand the fee structure is crucial. Out of all the possible choices in Europe, one platform that stands out is DEGIRO mainly thanks to their low fees. Since I cannot try the service myself, my friend Meer of Mynder kindly accepted to share his experience with DEGIRO on the blog for us. … More DEGIRO Review: Low-Cost Stock Investing

How to Get Started with Stock Picking and Dividend Investing with Joseph

In today’s episode, we will speak to my friend Joseph from the Youtube channel Let’s Talk Money.

I am quite excited about this episode as I am a subscriber to Joseph’s channel myself and watch it on a regular basis. Joseph loves talking all things money: From the stock market for beginners to how to buy stocks and from passive income and side hustle ideas to the best investments in dividend stocks. My primary interest in watching Joseph’s videos is to learn more about dividend-paying stocks as I want to grow this part of my investment portfolio. Joseph will make it easy to distil the information and guide us through the wonderful world (–> nerd! ) of stock pickings and dividend stocks! This episode is for you if you are interested in learning more about stock pickings or if like me,  you want to grasp the essentials behind dividend-paying stocks better! … More How to Get Started with Stock Picking and Dividend Investing with Joseph

Why millennials should invest in the stock markets and how to become financially free with Leanna

In today’s episode, we will speak to a repeat guest: Leanna Haakons from Young, Fun and Financially Free. This time we will talk about several topics: How Millenials approach personal finance, the struggle for personal finance content creators on social media, the importance of investing in equities (or stocks) especially at a young age, we will then move on to a short discussion on the streaming wars and finally, we will discuss some interesting passage of her book Young, Fun and Financially Free. This episode is for you if you are from the “millennial generation” and want to get started with your finances and it is as well for you if you are interested in entering the stock markets but have not taken that first step just yet. You will enjoy it, believe me!  … More Why millennials should invest in the stock markets and how to become financially free with Leanna

The basics of investing in the stock markets (and should you invest in cannabis stocks?) with Sandy

In today’s episode, we will speak to my friend Sandy whom I met at Fincon.

Her book “The Money Master: Inside Secrets on How to Make Your Money Grow and Stay Safe” is currently being printed and it will be released in early 2020. We will discuss a few themes covered in the book with special attention to investing in the stock markets. We dispel some of the common myths (should you follow the financial news every day? Should you buy in the latest hot stock picks?…), Sandy will explain some fundamental concepts, help you not overpay on fees,..in short, she will guide you to become more comfortable with the idea of getting started in the stock markets. It is true, it might look scary and complicated from the outside but as you will see, it is not.  … More The basics of investing in the stock markets (and should you invest in cannabis stocks?) with Sandy