Joney Talks!

Here is a list of free tools, online courses, books, and other useful resources I want to share with you. Regarding the books and the course on Blockchain Technology, I have personally not only enjoyed them but mostly used and applied their content for this Blog and as well in my personal life. I hope these will be highly valuable to you too!

FREE TOOLS

• Dividend Reinvestment Calculator and Dividend Portfolio Tracker, European DGI
• Personal Investment Template – Build a simple and effective Personal Investment Plan for your Index ETF Investing, Sébastien Aguilar (FIRE Belgium)
• The Nomad Purse – Met your free and personal travel/budget companion, Nomad Numbers
• Cost of a Meeting calculator, Harvard Business Review
• Backtest by Curvo, Run analyses on the past performance of your investment portfolio (ETF)
• Crypto.com Visa debit card Comparison, helps you visualize which crypto card is best for you.
• Numbeo, the always very up-to-date online cost of living comparison tool! To for example cost of living between Barcelona and London.
• Cheapest brokers in Belgium for ETFs A constantly updated tool to find the cheapest Belgian broker for ETF’s (very useful to help you reduce fees -> better return on investment!)

VARIOUS COURSES

• The Moralis Academy, Ivan on Tech
  • See the review here.
• Mastering Youtube For The Busy Professional, Erika Kullberg
• The Etsy Entrepreneur Course, Sharon Tseung
• Blog Launch Profit Course, Sharon Tseung
• Simply Investing (How to invest in dividend value stocks), Kanwal Sarai

ONLINE SERVICES I USE

• Xolo, running an online business
  • I have been with Xolo for more than 2 years now and so far, everything has run smoothly. All in all, I am happy with the service (and happy to avoid the administrative headaches) and Xolo helps me to focus on the Blog and Podcast.
  • See the review here.
• Canva for image design, the free version is already fantastic.
• Wise, for transferring money across borders at very low fees (You get one free transfer by using the link)
• Crypto.com, a Visa Debit card that gives you cashback in cryptocurrency (a nice risk-free way to acquire crypto!).
  • Use my referral link https://crypto.com/app/aavardmmcj to sign up for Crypto.com and we both get $25 USD 🙂
  • See the review: Crypto.com Visa Ruby and Royal Indigo 10 month Review: Should You Get The Card?

BOOKS

You can also find them on Audible, click on the image below for a free trial!

Listen to them while you drive or when you exercise!

• How to Make Friends and Influence People, Dale Carnegie.
  • Definitely one of the main books that shaped my professional and social life, I have no words to describe how brilliant this book is!
• The 7 Habits of Highly Effective People, Stephen R. Covey.
  • Another one of those books that will help you attain your personal and professional goals.
• How to stop worrying And Start Living, Dale Carnegie
• Le pouvoir des gentils : Les règles d’or de la relation de confiance, Frank Vincent
  • French book aiming at re-establishing trust in our daily relations. This goes from the corporate world to family to sports team relations and so on. Refreshing to see that not only american authors write about positive and constructive relationship building in companies.
• The 4-Hour Workweek, Timothy Ferriss 
  • One of my favorite books, I could not put down, there were so many lessons to take from it on entrepreneurship, time-management, and mindset.
• The Millionaire Next Door, Thomas J. Stanley, and William D. Danko
  • • • The average millionaire does not live in a McMansion with 3 Lamborghinis, who are they? Find out more here.

• Rich Dad, Poor Dad, Robert T. Kiyosaki
  • A must-read for newbies in the Personal Finance sphere, however with some reserves, I have reviewed the book here.
• Scarcity – The true cost of not having enough, Sendhil Mullainathan and Eldar Shafir
  • • Really enjoyed the concepts presented in this book which will help you understand the behavior and psychology behind scarcity.
    • How do you think when you are hungry? Lonely? Poor?
    • Concepts I found particularly appealing: Mental bandwidth and focus dividend
• Mindless Eating, Brian Wansink
  • • Brilliant and fun read!
    • We are tricked into so many ways every time we eat (size, color, smells, lighting, emotions,..) because we do it mindlessly.
    • The good news is we can apply the mindless way of eating by switching it for the positive and then become healthier, thinner mindlessly as well: Smaller plates, see what we eat, hiding candies in a jar, putting it out of sight,… and still eat whatever we want (just in smaller portions for instance)
• The Psychology of Money, Morgan Housel
  • • This was a fantastic little book packed with great wisdom on managing your money.
    • I not only enjoyed reading but learned a great deal about the psychology of money. The author is talented at breaking down complex issues such as the stock markets, investing, the need for saving money, the phenomenon of comparing yourself to your neighbors, career choices, and much more to digestible and relatable stories and actionable tips for all of us (regardless of income or education)

AUDIO AND PODCAST EQUIPMENT

Disclosure: This post may contain affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. I am standing 100% behind every product/service. I won’t put anything on this page that I haven’t verified and/or personally used and this will help to support Joney Talks!